American Express Blue Cash Back Rewards

The American Express Blue Cash Preferred card offers exceptional 6 cash-back rewards for spending at supermarkets and on streaming services and a generous 3 rate for gas and transit. For example imagine you own both the Blue Cash Everyday card and the American Express Cash Magnet Card which earns 15 percent cash back on every purchase.

American Express Unveils The Refreshed Blue Cash Preferred Card Offering Rich New Benefits For Card Members To Further Elevate Their Every Day Business Wire

The Blue Cash Everyday Card from American Express is a cash back rewards credit card that carries no annual fee.

American express blue cash back rewards. Cardholders will earn 6 back at. 14 Zeilen Cash back rewards on the Blue Cash Preferred Card from American Express are only. HIGH CASH BACK OFFER Earn 300 Back after you spend 3000 in purchases on your new Card within the first 6 months of Card Membership.

The value of cash back varies depending on how you redeem them. These figures are calculated by dividing an annual credit card spend of 25000 by the net cash back earned in our table above. The Blue Cash Everyday Card from American Express is a great option for those who want to earn cash rewards on everyday items instead of points and miles like credit cards with travel rewards.

This once again is not the best ratio for your points as 1 point is only worth 12 a penny in this scenario. But cashing in on one of the industrys highest cash back rewards cards isnt free. Supermarkets up to 6000 per year in.

You can use points in 20000-point increments to get a 100 credit on your card account. This obvious alternative could be considered the premium version of the Blue Cash Everyday. Supermarket purchases up to 6000 per year youll earn 1 after hitting the 6000 spend.

Supermarkets then 1 cash back. You will receive the 300 back in. Cash back rewards with the Blue Cash Preferred Card are earned in fixed capped purchase categories and on all-around purchases.

Plus earn 150 back after you spend 2000 in purchases on the Card within the first 6 months of Card Membership. The Amex Blue Cash Preferred card comes with a 95 fee. Check the table below for all the ways American Express Blue Cash gives you to spend the cash back you earn.

This offer may not be available if you leave this web page and return later. Supermarket gas station and department store purchases and the Cash Magnet for everything else youll earn the following reward rate. The Blue Cash Everyday card comes with the ability to earn 3 cash back on US.

Based on the cash back earned on an average familys credit card spending the rewards rate for the Blue Cash Everyday Card from American Express is 17 while the Blue Cash Preferred Card from American Express rewards rate is 24. You will receive cash back in the form of statement credits. The American Express Blue Cash card were talking about here has no annual fee which can be much easier to stomach.

The Blue Cash Everyday Card from American Express offers 3 cash back on the first 6000 you spend each year at US. The Blue Cash Preferred offers a whopping 6 cash back at US. You can redeem your Membership Rewards points directly for a statement credit on your card account.

If you use the Blue Cash Everyday for all US. Cash back sounds straight forward but some programs offer other ways to redeem your cash back rewards. Also note that any purchase at.

Its great for Cash Back and All Rewards. Blue Cash Everyday Card from American Express rewards This card offers a competitive 3 cash back at US. Explore all the possibilities and choose the rewards that are right for you.

Plus earn 100 back after you spend 2000 in purchases on your new Card within the first 6 months of card membership. How you use Membership Rewards points is up to you. The American Express Blue Cash Everyday has an average interest rate no annual fee and an average redemption value compared to similar cards.

The card also gives you a rewarding welcome bonus and a generous introductory APR. Supermarkets on up to 6000 spent each year and unlimited 6 back on purchases of select US. This card offers a standard cash back return of.

On American Expresss secure site. You will receive cash back in the form of statement credits. American Express Blue Cash Preferred.

20 Lb Twin Weighted Blanket

Weighted Idea Twin Weighted Blanket Cooling 20 lbs 48x78 for Adult Soft Fabric Dark Grey with Premium Glass Beads. Buy online pick up in stores shipping same day delivery include out of stock Duvet Covers Weighted Blankets Throw Twin TwinFull FullQueen King All Deals Sale Black Blue Gray Green Multicolored Off-white Pink Purple Red Silver White Yellow 0 5 lbs 5 10 lbs 10 15 lbs 15 20 lbs 0 15 15 25 25 50 50 100 Fortnite Frozen JoJo Siwa Marvel Mickey Mouse.

Weighted Blankets 60 X80 Twin Full Queen Weighted 20 Lbs Sensory Blanket Adults 700161257984 Ebay

Sale Price 5525 5525 6500 Original Price 6500 15 off FREE shipping Favorite Add to 15 Pounds Poly Pellets - Weighted High Density Poly Fil - Weighted.

20 lb twin weighted blanket. Compartments in our weighted blanket contain the perfect combination of fiber filling and non-toxic glass beads to prevent. More Buying Choices 5024 6 used new offers Amazon Basics All-Season Cotton Weighted Blanket - 20. Get it as soon as Fri May 21.

46 out of 5 stars 10959. Account Lists Account Returns Orders. All Hello Sign in.

Free Shipping Returns 5 Year Warranty Deep Pressure Stimulation Therapy Reduces Stress Anxiety. Teal Gray Leaves Weighted Blanket Cotton Up to Twin Size 3 to 20 Pounds 3 to 20 lb Adult Weighted Blanket SPD Autism Calming Blanket NamasteHandMade. BlanQuils premium weighted blanket with removable cover crafted from plush microfiber glass beads is a pillowy soft comforting blanket designed to provide a calming sensation that helps you relax relieve anxiety.

From shop NamasteHandMade. Read Our Weighted Blanket Reviews And Benefits Today. 20 lb weighted blanket.

5 out of 5 stars 2528 2528 reviews. Each blanket is made by hand with a unique process that evenly distributes weight with layers of 100 cotton to provide even pressure throughout the blanket. MULTIPLE CHOICES - Weighted Idea blankets are various in color style size and weight to meet different needs at different ages.

Serenity Engineered Weighted Blanket Offers Best Quilt Washable 10lb 15lb 20lb Twin Queen Size Weighted Blankets For Adults Kids To Help With Anxiety Stress Sleep Autism Sensory Disorder. 48x78 is for one person on a twin size bed. Online shopping for Home Kitchen from a great selection of Decorative Pillows Inserts Covers Blankets Throws Duvet Covers Sets Bedding Sets Collections more at everyday low prices.

Our weighted blanket is designed to mimic the sensation of being held with soothing breathable pressure. See the handy weighted blanket chart above. 20 lbs weighted blanket is for individual weighing around 180 lbs.

10 Zeilen The YnM weighted blanket is by far the most customizable of all the weighted blankets. 2000 coupon applied at checkout Save 2000 with coupon. FREE Shipping by Amazon.

Weighted Blankets are a simple solution that is. Skip to main contentus. Engineered to weigh 7-12 of your body weight the Luna Blanket wraps you up in a giant hug by exerting deep touch pressure stimulation promoting the production of serotonin melatonin.

Weighted Blanket adult or child twin custom in 6-20 lbs with dinosaurs zebra print birds cats sharks and more Washable Twin size Flannelflannel 43 x 70 6 lbs - 20 lbs 106-190 I will have your blanket shipped with 1-2 days. If you have a full-size mattress take a look above to see whether a twin or queen is the right size for you. This can help you decide how heavy your weighted blanket should be.

Twin-sized Hush Blankets measure a standard 60x80 inches and generally cover a single user perfectly. Luna reduces stress and relieves anxiety. The science behind a good nights sleep.

One Main Financial Online Payment

OneMain Financial charges origination fees late payment fees and non-sufficient funds fees. Origination and other fees.

Onemain Financial Login Easy Steps Login Helps

OneMain Financial Group LLC Consumer Loan Company License NMLS 1339418.

One main financial online payment. It additionally provides you with the option to set up computerized bill payments online and make selection cost arrangements. Pay your OneMain Financial bill online with doxo Pay with a credit card debit card or direct from your bank account. Bring that code with your cash payment to a CVS 7-Eleven Caseys General Store or Family Dollar location.

The OneMain Financial mobile app can only be used by current customers to service their loans. One Main Financials online account management is free safe and secure. OneMain has teamed up with PayNearMe so you can make a cash payment at participating retailers free of charge.

Make online payments automatically from your checking or savings account. The Maximum Annual Percentage Rate APR for a personal loan is. To make a one-time payment.

Choose amount date and frequency of a biweekly semimonthly or monthly payment. Theres little contest One Main Financial Loan Payment between ExpressVPN one of the top 3 services of its kind currently on the market and HideMyAss a VPN that might be decent for light applications but is certainly not secure enough for more sensitive data. Doxo is the simple protected way to pay your bills with a single account and accomplish your financial goals.

- Impossible to pay online. You pays your bill online at One Main Financial s website mail your cost to the processing center or pay your bill in particular person at any licensed location. We do not offer the ability to submit new loan applications through the iOS mobile app.

The amount you can borrow is higher than the maximum loan size offered by OneMain Financial. One Main Financial Payment Login speedy loans reviews in florida next day loan lender in northdakota check into cash thibodaux la in santa ana. OneMain Financial like most collection agencies wants to set up recurring payments from consumers.

A personal loan is one way to take care of the range of expenses life can bring your way - from debt consolidation to vacations to medical costs. Be sure to have your OneMain account number Social Security Number and a blank check ready. Click here for the NMLS Consumer Access Database.

Loans offered by OneMain Financial have a minimum repayment period of 24 months and a maximum repayment period of 60 months. OneMain Financials online access lets you handle numerous banking tasks. Imagine how much money it can earn if hundreds even thousands of consumers electronically pay them 50 - 100 or more per month.

They must do it on purpose so you have to pay late fees. Remember to call these retailers before you visit to confirm they are open. The rate and product you qualify for depends on various factors including loan size term length credit history income expenses other financial obligations and the availability of collateral.

You have two options to pay online. OneMain will notify you of your fees once. Actual late fees vary depending on your state of residence.

Not an entirely online process. First contact your branch so they can send you a personalized payment code. Go to the Make a Payment page.

Late payment fee. Other options available online include setting up Direct Pay accessing local branch information and enrolling in the lenders reward program OneMain Rewards. If you have a good personal credit score you may get better rates which start at 1068.

If you are using a screen reader and are having problems using the website please call 800-742-5465 for. While you can prequalify online youll have to visit a branch in-person to complete the loan application process. You can make payments online view statements set up recurring payments enroll in paperless statements and update personal information.

Jan 19 2018 870 views. If you are using a screen reader and are having problems using the website please call 800-742-5465 for. Manage all your bills get payment due date reminders and schedule automatic payments from a single app.

Fees vary depending on the loan amount terms and individual US. For residents of the State of Washington only. From here logging into the online account management portal and using the Make a Payment feature completes the transaction.

I have tried to pay online and they dont recognize my login even with account number 4 digits od SS and address Crazy I pay all my bills online and this is the only company that is like this. To make recurring payments through Direct Pay. OneMain Financial Group LLC Consumer Loan Company License NMLS 1339418.

Up to 15 of your delinquent balance or a flat fee between 5 to 30. A personal loan from OneMain offers fixed rates and fixed payments. LendingClub is a marketplace platform where you can borrow money online without the need to visit a branch at all.

Click here for the NMLS Consumer Access Database. Make your own schedule. For residents of the State of Washington only.

Www Wepay Com Charge Information

Decimal 64 bits Amount refunded so far if this subscription charge has been fully or partially refunded. It is likely that it now customizes its pricing for each payment platform it works with.

Wepay Debuts Ios App To Allow Users To Accept Credit Cards And Send Invoices On The Go Techcrunch

For a consumer the fees are typically invisible and built into the transaction but merchants and processors are keenly aware of the precise percentages and costs of even a simple transaction.

Www wepay com charge information. 900 AM - 900 PM EST Monday - Friday. My payment was declined but I still have a charge on my card. Contact Us Joey December 30 2014 1739.

If youd like more information about a payment that was processed by WePay. How do I get a refund. WePay provides leading online payment services for platforms.

If the Platform does not set fees otherwise then WePay charges the Platforms Merchants 29 030 for transaction processing. If auto_authorize is set to true WePay will automatically test cards transferred to us via credit_cardtransfer by making a 000 authorization in rare instances the. WePay was founded in 2008 with a mission to simplify payments.

Platforms may charge an additional fee for the value-added services they provide. WePay handles different transactions for a variety of things like donation campaigns payments to online merchants and ticket purchases. WPY is an indication a payment you made was processed by WePay.

What does this mean. WePay enables businesses to accept credit card. WePay doesnt list any direct pricing information on the website which means that youll need to contact the company in person to make sure that youre getting a trustworthy quote.

Im seeing a charge with WPY on my statement. What does this mean. Merchants with a Chase bank account can receive same day payouts at no additional cost.

In 2017 JPMorgan Chase acquired WePay to connect its fintech. Our team is available from. Uniform Business Rate.

Although its unusual for no pricing to be available from a software company its not as surprising as it may seem. Learn about whats going on with your payment look up a transaction and more. Im seeing a charge with WPY on my statement.

To find out more about how you can add integrated payments to your software email. By 2014 the business had evolved to deliver integrated white label payments solutions to ISVs and SaaS platforms. Available in the US.

1500 per ACH return in addition to the amount of the return. Same-Day Deposits are available to eligible merchants of software platforms with a 5 PM PT cut-off time for payments processed on WePay. 1500 per chargeback in addition to the amount of the chargeback.

App fees go into the API applications WePay account. It is intended to be used server-server for the purpose of migrating credit card information to WePay. Why did my payment fail.

To submit a ticket click the submit a request link on the upper left of the page in the side navigation bar. Our team is avail. It developed an API that could be used by any organization that needed payments infrastructure.

How do I get a refund. A multiplier used in England and Wales to determine how much money owners of commercial and industrial properties must pay. Use our Charge Lookup Tool Enter the email address used to submit the payment Enter the last 4 digits of the card used for the transaction.

Posted 10232013 Helpful 79 Not So Much. Decimal 64 bits The total amount paid by payer. I made a payment I made a payment.

WePay Help Center. Decimal 64 bits The dollar amount that the application received in fees. WPY is an indication that a payment was proce.

WePay no longer lists per-transaction fees on its website but its most recently displayed pricing charged 29 025 for credit card payments valid for new US. Businesses or 1 030 for direct payments from bank accounts. Hear from WePay customers firsthand about their experience and successes with our online payment solutions.

Graham Architectural Windows

Graham was proud to provide the replacement windows for this historic landmark building. Chicagos Cook County Hospital is undergoing a major transformation including getting new Graham Architectural Products windows.

Graham Architectural Products York Pa

Graham Architectural Products Corporation manufactures and supplies buildings products.

Graham architectural windows. The company began manufacturing windows. Security and Blast Resistant. The company also specializes in the preservation of historic buildings and windows.

Iowa Michigan Upper Peninsula Minnesota North Dakota South Dakota Wisconsin. Security. Security and Blast Resistant.

Designed to complement our engineering and fabrication capabilities in curtain wall sunshades and fixed windows Graham Architectural Products offers a versatile and comprehensive storefront and framing system from single door applications to large. The company built its reputation on custom-engineered window solutions for a wide variety of architectural applicationsGraham Architectural Products offers a full compliment of windows doors and curtain wall solutions to meet all your project requirements. Security.

Short video showing how a Graham window is glazed About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy Safety How YouTube works Test new features 2021. So whatever your fenestration need fixed and operating windows blast and impact mitigation windows and doors acoustic windows curtain wall systems entrances and sunshades trust Graham Architectural Products. Today Graham provides a diverse mix of window and door products serving all facets of the industry.

1551 Mount Rose Avenue. Renovations for the University of Wisconsin. We are your single source for engineered solutions to all your architectural and commercial fenestration needs.

This landmark property originally opened in 1857 as a teaching hospital. Click here to find a Graham. So whatever your fenestration needfixed and operating windows historic replication blast and impact mitigation windows and doors acoustic windows curtain wall systems entrances and sunshadestrust Graham Architectural Products.

December 10 at 1221 PM. Leading architects trust Graham Architectural Products to help solve their most challenging design projects involving architectural aluminum windows and doors. We are your single source for engineered solutions to all your architectural and commercial fenestration needs.

After the industrys off-the-shelf solution was rejected Graham was tasked with the challenge of creating a whole new window for New York Citys iconic Starrett Lehigh Building and its 5000 openings. The Company provides aluminum architectural windows aluminum and vinyl acoustical windows. The manufactures aluminum and fiberglass architectural windows aluminum and vinyl acoustical windows and commercial terrace doors.

Graham Windows Grace Another Landmark Building. Security and Blast Resistant. Security.

Graham Architectural Products Corporation has been serving building owners and architects across the US. Graham Architectural Products has long been known for its engineering expertise and its accurate reproductions of historical windows. No one in the industry has more experience or is better able to create lasting solutions to the most confounding issues.

Graham Architectural Products can be found in Boston Mass. Window Design Consultation Maurice Benor Bill Wilder Graham Architectural Products. Harvard University and the Chicago Tribune Building.

Graham Architectural Products Company is a manufacturer of engineered commercial window door and window wall systems specializing in energy efficient historical blast protection and high-performance products and solutions which is a strong complement to OBEs existing product offerings ranging from fabricated glass architectural hardware and metal systems. From historical windows to modern structural curtain walls Graham is the one-stop shop for virtually all fenestration needs. Product SR6700 Aluminum Steel Replica Window CHALLENGE.

Graham Architectural Products began manufacturing window tooling products in 1964 and was assembling window units on a contract basis by 1970.

Best Washer And Dryer

GE GTW720BSNWS LG WT7500CW. If there are only one or two people in your household the Bosch 300 Series washer and dryer are the ideal sizethe washer has a 22-cubic-foot capacity while the dryer is just 4 cubic feet.

The Best Washer And Dryer Sets Of 2020

Washer and a 92 cu.

Best washer and dryer. LG WM9000HVA washer DLEX9000V dryer. Best Stackable Washer and Dryer. We have reviewed every product thoroughly.

You can read each review one by one and. This no-frills set might look like something your. These are the best washer and dryer sets we tested ranked in order.

Kenmore Elite Top-Load Washer with Steam and Acela Wash. These are the best top-load washers we tested ranked in order. We come up with the best models of washing machines and dryers.

LG WM3700HWA washer. Best Innovative Washing Machine. White Electric Dryer.

The washer and dryer combo is the best option for RV use. This washer and dryer pair is a paramount offering eco-friendly washing and drying which is best if you are an environmentalist or want to serve your planet on your own. They combine a washing machine with a tumble dryer in just one machine so that you can pop dirty clothes into the drum and then keep the ones which need essential drying in there for the next cycle before theyre ready to iron.

Electrolux GE Insignia LG Maytag Samsung and Speed Queen stand out in CRs tests. If youre looking to spend slightly less the Magic Chef. The GE GTW720BSNWS available at AppliancesConnection for 75800 is our favorite top-load washer because of its stellar cleaning performance and variety of useful features.

Amana High Efficiency Stackable Front-Load Washer Electric Dryer Set. If youre looking for an all-in-one washer dryer our top pick is the LG WM3488HW Front Load Washer and Dryer Combo view at Home Depot because of its ability to complete cycles quickly and efficiently. Best Washer and Dryer Sets.

LG WM3900HWA washer. Next from our best stackable washer and dryers of 2021 review list is this elegant RecPro RV washer and dryer combo. It comes with a 1000 RPM spin speed which makes it a fast.

The best front loading washer and dryer set should offer efficient cleaning and drying plenty of cycle options to meet your laundry needs and enough capacity to handle large or bulky loads. Electrolux EFLS627UTT washer. These appliances are our top pick of the best washer dryer set.

Models are high-efficiency or traditional to accommodate the. 628 at Home Depot list price 899. A good washer-dryer combo is one of the best 2-in-1 appliances designed to make your life that little bit easier.

Hagerman along with most consumer experts maintains that Speed Queen is one of the most reliable washer and dryer brands on the planet. The LG WM4000HWA and its matching dryer check all the boxes and offer user-friendly features including WiFi for remote monitoring of your laundry cycle. A matching washer and dryer.

Labor Day Sales LG WM3700HWA White 45 cuft. The washer has a 13-pound capacity which makes it good for a small family. Best Value Washing Machine.

Sears distributes numerous brands of washers and dryers including but not limited to Kenmore Whirlpool LG Maytag and Samsung. With a top-loading feature the Frigidaire Washer And Dryer are ideal for big families with big laundry loads allowing you to tip in and set to go. 6 Zeilen The Maytag Extra-Large Capacity Top Loader set with a 60 cu.

If you want to buy the best washing machine and dryer 2021 then you are in the right place. LG WashTower with Center Control. By Kimberly Janeway and Tobie Stanger.

Miele W1 compact washer. Not only that but it offers multiple options including 15 minutes cleansing so that you can get your clothes washed and cleaned in such a less time which can provide ease in your life. Electrolux EFLS527UTT washer.

Best Overall Dryer. Samsung Smart Gas Dryer with Steam Best High Efficiency Stackable Washer and Dryer. Below in the comparison table we have come up with a brief description of each product.

Smart wi-fi Enabled Front Load Washer. Its load-detecting technology sanitize setting and ventless dryer make the model easy to use and install in your home. 648 at Home Depot list price 999 LG DLE3500W 74 Cu.

Best Washing Machine and Dryer 2021 Comparison Table. You can place it in motorhomes studios and small apartments as well. Frigidaire has produced high quality matching pair that will suit any laundry room or kitchen.

Coned Business Account

Estimated time to complete. Any unauthorized entry or use of Con Edisons My Account system is prohibited.

Understanding Your Conedison Bill In New York State Callmepower

By tracking your energy usage right after you use it comparing usage trends and discovering the results of energy-saving practices you can manage your energy more efficiently.

Coned business account. We make it easy for you to manage your account at anytime right from your computer. Orange and Rocklands account services and customer-specific information are solely intended for use by the customer who is the account holder or the customers authorized agent. Take Your ComEd Account Online ComEd - An Exelon Company Take Your ComEd Account Online.

And if your home has a smart meter your online tools are smarter too. Any unauthorized entry or use of Orange and Rocklands My Account system is prohibited. Log In Con Edisons account services and customer-specific information are solely intended for use by the customer who is the account holder or the customers authorized agent.

You can open an account online or over the phone by calling ConEds customer service phone number 1-800-752-6633. Your ComEd online account includes more than just your recent electric bill. Con Edisons account services and customer-specific information are solely intended for use by the customer who is the account holder or the customers authorized agent.

Current and new addresses. It contains tools and detailed energy usage information. Law Department 4 Irving Place RM 1875 New York NY 10003.

Violators will be prosecuted. If you are new to New York City and have recently bought or are renting a home you will neeed to contact Con Edison to open an account in your name for your electricity andor natural gas supply. Any unauthorized entry or use of Con Edisons My Account system is prohibited.

Register now to manage your service call 1-877-779-6943. Check out online tools to analyze your companys energy usage and find programs that pay for using less. Were committed to helping families and communities recover from todays economic challenges.

Move-out and move-in dates. Violators will be prosecuted. We strive to deliver our valued suppliers timely and accurate payment and offer this Web site to deliver answers to your procedural questions.

Violators will be prosecuted. Contact search careers site map consolidated edison inc. Privacy policy search careers site.

ComEd account management log in page. Have an electric and gas Con Edison account with at least 13 months of billing history. You can register now if you dont have one.

For information on how to become a vendor for Con Edison visit our Supply Chain Online site. Con Edison Cooper Station PO. Violators will be prosecuted.

Manage your account from anywhere. If you have a business account youll need to call us to manage your service. If you prefer to write to us include your account number and as much information as you can about the question or problem.

Pay your bill manage your account report an outage and learn how to save energy. Federal State Assistance is now available to assist eligible customers pay past-due bills through the Low Income Home Energy Assistance Program until May 31st. Have a smart meter installed on site.

If youre a ComEd customer you can register for online access to your account for a fast and easy way to pay your bill monitor your energy use and so much more. Have an online Con Edison account. Box 138 New York NY 10276-0138 Send legal documentation to.

Operate your building more efficiently lowering energy costs while enhancing occupant comfort and increasing productivity. Manage Your Business with My Account Take control of your energy costs check your usage data and pay your bills with a suite of tools for your business in My Account. Log In Learn More Our COVID-19 Assistance Polices Are Ending June 30th.

Consolidated Edison of New York Inc. The New Business Portal is a free service available to those planning new construction projects regardless of whether or not youre a ComEd customer or have registered for online access to your account all you need is an email address to monitor your requests progress. Con Edisons account services and customer-specific information are solely intended for use by the customer who is the account holder or the customers authorized agent.

Any unauthorized entry or use of Con Edisons My Account service center is prohibited. Welcome to Con Edisons Accounts Payable AP department. How to Start Service With Con Edison.

Providing electric gas and steam to NYC and Westchester. Since youre already a Con Edison customer moving your service is simple. Take advantage of ComEds Energy Efficiency Program incentives that can help you reduce your energy consumption.